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1% from YOU
2% from THEM!

​We are thrilled to roll out a 2% down payment assistance program. Here are the details! 

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  • You will receive 2% in FREE DOWN PAYMENT ASSISTANCE (not repayable!)

  • You will pay 1% in down payment

  • Earn 80% of the Area Median Income

  • Max loan amount $350,000

  • Don't have to be a first-time homebuyer

  • No mortgage insurance

  • No mark-up on conventional rates

IT'S NEW...IT'S EXCITING...

IT'S GAME-CHANGING!

 

Here's a quick run-down on how it works:

1. Pull out existing equity from your current home at 0% interest and apply it as down payment for your next purchase

2. Qualify based on only the new mortgage payment (current mortgage payment is not factored into your Debt-to-Income ratio)

3. If your home doesn't sell in 90 days, our lending partner will buy it from you...ALL RISK FREE! 

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Now you can buy before you sell and submit stronger offers with no home sale contingency. More details are involved so contact us!

 
WE'RE SIMPLY DIFFERENT!

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Rate Protection
Get Approved

We understand rates are causing buyers to put home purchase on pause. That is why we are offering FREE refinances after purchases. We’ll pay for all new costs so you can feel at ease. Ask us for more details. **Must wait 6 months after purchase and rate protection extends for 2 years after closing**

We will approve you before you submit an offer on your home.* Take the risk out of your purchase and be APPROVED 100% before you find your home, submit a stronger offer, and find your way home with us.

*Subject to lender approval and loan products.

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We Care 

We passionately strive to be a company that cares about the community. We will make a donation on your behalf to a non-profit organization of your choice. Together we can make a difference!

Write us a review!

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Loan Matching

With our vast array of products we will always find you the right loan regardless of your loan profile. We also offer wholesale rates, which means we would be hard to beat. 

I chose Providence Mortgage for my first time home buy. They were super helpful and kind in assisting me with my loan. They explained things kindly and with detail when needed and the process was so smooth and effortless. I will definitely use them again for future purchases.

-A. Tingle

Similing Team

Looking for a gratifying career?

Whether you're a seasoned mortgage professional looking for growth or have no experience and looking for a career change, we have the tools and training to help you thrive and maximize your potential. 

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